Mike, we are all young at heart! How about this: If you tell how old you and your wife are, we'll tell you if you have time! ;-) Seriously, I cannot of course say Penny's age, but I am in my sixties. However, we know people who have completed their second circumnavigation and are in their mid-eighties. He still goes up the mast routinely. Yes, they are rag-baggers, not spoiled stinkpotters, cruising inside comfy pilothouses like we do. You have time, but don't wait - go now! Regards, John "Seahorse" > If I may be so bold, I would like to ask how old all of you are who do these trips?. i.e., do my wife and I "still have time!" **************A Good Credit Score is 700 or Above. See yours in just 2 easy steps! (http://pr.atwola.com/promoclk/100000075x1215855013x1201028747/aol?redir=http://www.freecreditreport.com/pm/default.aspx?sc=668072%26hmpgID=62%26bcd=De cemailfooterNO62)