Since I'm not able to post a question and receive the benefit of the input of other subscribers please remove me from the list. Capt. Russell K. Achzet M/V Total Return Nordhavn 5703 9570 Cypress Hammock Cir., Suite 202 Bonita Springs, FL 34135 239-947-3978 Office 585-737-3978 Cell 239-243-9808 Skyp 480-782-2500/881-6315-75528 Sat. Phone 585-641-7302 Fax rachzet@ammfinancial.com rachzet@yahoo.com www.totalreturn.us The information contained in this E-mail and any of its attachments is intended only for the use of the address(es) indicated above, and is confidential. This information may also be legally privileged. If you are not the intended recipient(s), you are hereby notified that any dissemination, review or use of the information contained herein is strictly prohibited. You may not copy, forward, disclose or use any part of this information. If you have received this information in error, please delete it and all copies from your system and notify the sender immediately by return E-mail. Thank you. Internet communications cannot be guaranteed to be timely, secure, error or virus-free. The sender does not accept liability for any errors or omissions which arise as a result This e-mail message is for the sole use of the intended recipient(s) and contains confidential and privileged information. Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy all copies of the original message. All e-mail sent to or from this address will be received or otherwise recorded by the AM&M Financial Services and Ensemble Financial Services corporate e-mail system and is subject to archival, monitoring and/or review, by and/or disclosure to, someone other than the recipient. AM&M has taken precautions to screen this message for viruses, but we cannot guarantee that it is virus free nor are we responsible for any damage that may be caused by this message. Securities transaction requests cannot be submitted via email. E-mail requests for transactions will not be executed. If you wish to request a transaction, please call your planner or adviser. CIRCULAR 230 DISCLOSURE - In accordance with Internal Revenue Service Circular 230 we advise you that, unless otherwise expressly stated, any discussion of a Federal tax issue in this communication or in any attachment is not intended to be used, and it cannot be used, forpurposes of (i) avoiding Federal tax penalties or (ii) promoting, marketing or recommending to any other party any transaction or matter addressed herein.

> Since I'm not able to post a question and receive the benefit of the > input of other subscribers please remove me from the list. > Hmmm. Since you were able to post this request, you must be able to "post a question". Please reconsider. -- Jim