Interesting that the Insurance company didn't allow stop at Cayo Vivarillo, yet allowed going thru the Miskuitos, where there have been a number of "incidents". 10 years ago San Andres was a delightul place, but you did have to check in--no problems. Provendica was also fine at that time. We have stopped three times at Cayo Vivarillo, and the first time a Hermit lived there, and he took very good care of us. The second time we met up with some lobsterfisherman out of Honduras, and were very pleasant--visited for several days. Third time, no one was there. Good anchorage, and decent diving. Bob Austin